This is a $20 Gift Certificate. They are purchased like any other product in the store. You can pay for them using the stores standard payment method. Once purchased the value of the Gift Certificate will be added to your own personal Gift Certificate Account.  If you have fund in your Gift Certificate Account, you will notice that the amount now shows in the Shoppin Cart box, and also provides a link to a page where you can send the Gift Certificate to some one via e-mail. Gift Certificate may not be used on commercial use items. NO EXCEPTIONS!!!